How does it work?

Some lenders will issue a lump sum payment with certain products at the beginning of the term. This is known as cashback.

If you're a first-time buyer, this can be useful for doing up your first home or equipping it with furniture and household items. However, cashback is, in fact, funded by the interest rate you pay on the mortgage and the amount will typically depend on the size of the loan.

Can I get a cashback mortgage with Habito?

The technology we built enables us to search the whole market and source all available products in real time; that means that the cashback products will be included in our experts' output and shown on our mortgage research documents.

If you're looking for a cashback mortgage or you've found one online and you'd like us to research it for you, just sign up and fill out our online application form and our (human) expert team will be there to help.

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