Here are some of the reasons why we think you'll benefit from using Habito for your mortgage:


  1. We do not charge you a broker fee. 
  2. Our technology enables us to be completely impartial. If the best deal is from a lender we don't currently work with, we'll let you know so that you can apply directly.
  3. If you go direct to a lender, they will only be able to offer their own products; our technology enables us to search thousands of different products from different providers.
  4. Trying to book an appointment in branch can take a couple of weeks with some lenders; we'll be able to arrange everything online.
  5. You can upload your documents safely straight on to our website.
  6. We have direct relationships with the lenders' processing teams; our case management team is in daily contact with them to make sure all our cases are progressing smoothly. 
  7. If a lender declines an application, we can look to switch to another one easily.
  8. If by the time you find a property there is a cheaper mortgage product, we'll let you know!
  9. When it's time to remortgage, we have all your details ready to save you time and find you the best mortgage available for you on the market again.
  10. We have a growing in-house team of mortgage experts and case managers looking after you every step of the way, all the way to completion.
  11. We are regulated by the Financial Conduct Authority in the UK and take your online security very seriously.
  12. We are backed by entrepreneurs behind TransferWise, Skype and Funding Circle, amongst others.


We'd like to think that this list is not exhaustive, so please share your feedback with us and we'll add some more!

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