Lenders will often want to see your bonus has been consistent and can be evidenced over a period of time. Some will consider your bonus at 50% whilst other will be willing to consider it as a 100% form of income.
If you're trying to find how much you might be able to borrow, have a play on our calculator and how different income figures can impact the maximum borrowing result.
When you sign up and complete your online application, our experts' job is to match you with a lender that will take as much of your income as possible to get the best possible deal.
If you decide to proceed and apply for a mortgage through Habito, we'll typically ask if you'd be able to provide a track record of your bonuses, how frequently it's paid (monthly, quarterly or annually) and the figures for the past 1-2 years.